Kansas Governor and Insurance Commissioner at Odds

Kansas Governor Sam Brownback wants to wait until after the upcoming Presidential election before setting up his state’s health insurance exchange. Kansas Insurance Commissioner Sandy Praeger wants her state to have an insurance exchange. The two are clearly at odds over how to deal with the Supreme Court’s decision. I am starting to see a pattern here. Recently, the Governor of Nebraska, Dave Heineman, (who is a Republican), decided to wait and see how the 2012 Presidential election turns out before complying with the Affordable Care Act. He does not want to work on creating a state health insurance exchange … Continue reading

Universal Healthcare May be Up to Individual States

Over the years, there has been some push to create a universal healthcare system in the United States. So far, every attempt to get that started has been knocked down by conservative lawmakers. A new piece of legislation could open the door for individual states to create a universal healthcare system. Right now, the closest thing that the United States has to a universal healthcare system is Medicare. Of course, it isn’t truly universal. Most people who are eligible for Medicare are age 65 or older. Some younger people, who have certain types of disabilities, also can qualify for Medicare. … Continue reading

Lack of Insurance Makes Permanent Patients

What happens when a person who has no health insurance coverage ends up in a hospital with a serious illness? For some, it means that they become permanent patients of the hospital. They end up living there, and the hospital gets stuck paying for all of their medical bills. Part of the problem is connected to dysfunctions in the health care system. There are a lot of Americans who lack health insurance coverage. Until very recently, I was among that group. I used to say that I needed health insurance “in case I get hit by a bus and end … Continue reading

Insurance Blog Week in Review – Week of February 26 – March 3, 2012

This week, there were a couple of extra blogs that appeared on the Insurance Blog. Maybe you didn’t have the time to read over all of the blogs that caught your attention. The Insurance Blog Week in Review is a good way to “ketchup” on whatever you missed. Prime Healthcare Services Investigated for Controversial Billing The hospital chain is under investigation because they are accused of submitting false claims to Medicare and Medi-Cal, of “upbilling”, and of not releasing stabilized patients to hospitals that are within the patient’s health insurance network. The Insurance Podcast Roundup went up on February 27, … Continue reading

Insurance Podcast Roundup – Week of September 20, 2011

News about insurance affects everyone. It can give you clues about potential upcoming changes to your current insurance policies. It can give you some ideas about where to find the insurance you need. It can give you helpful information about claims. Every week, the Insurance Podcast Roundup brings you the latest episodes of podcasts that talk about insurance. NPR has an episode of “Morning Edition” that was released on September 20, 2011. This episode is called “Gov. Perry Cut Funds for Women’s Health in Texas”. The episode points out that Governor Rick Perry has a history of cutting back on … Continue reading

Enroll America to Help People Sign Up for Health Insurance

A nonprofit group called Enroll America is planning a state by state effort to bring people’s attention to the expanded availability of health insurance coverage. They are working on putting procedures in place that will help simplify the enrollment process, which will help more people sign up for health insurance. A report that compiled the information that people responded with in the 2010 Commonwealth Fund Biennial Health Insurance Survey found that 60% of the people who became uninsured during the recession were unable to find a replacement health insurance plan that they could afford to purchase. It also found that … Continue reading

Over 50 Million Americans Lack Health Insurance

A new study makes it very clear exactly how many Americans are lacking health insurance. A large number of people, who lost their jobs during the recession, have been unable to find affordable health insurance since then. At the same time, a cutback to the COBRA program caused that to be financially out of reach for many people. A report was compiled from the information people responded with in the 2010 Commonwealth Fund Biennial Health Insurance Survey. It puts statistical data to what most of us could have guessed based on common sense. The results are rather disturbing, even though … Continue reading

Clearing Up Some Health Insurance Myths

You might think that you know certain things about people who don’t have health insurance. Could those ideas be nothing more than a myth? Taking a look at the data surrounding who does, and who does not, have health insurance provides an interesting look at what is really going on. One common belief is that the only people who do not have health insurance are those who are living in poverty conditions. Another common belief is that the only people who choose not to have health insurance are the people who are young, and healthy, and who have no serious … Continue reading